Meet Our Dedicated Team of Professionals

Jerry Rossi

Authorised Financial Adviser
 JRI Practice

Founder and Director at BCFR Chartered Accountants, Jerry has over 25 years’ experience in the field. He holds a Bachelor of Economics Degree majoring in accounting from the University of Adelaide and is a fellow Member of the Institute of Chartered Accountants.


In his time as director Jerry has obtained a wealth of knowledge from business transactions, property and business purchases, business structures and accounting systems. In 2017 he successfully landed an AFSL license for his practice with ASIC, enabling his staff to deliver sound financial advice to clients.


Jerry has warm welcoming personality and is goal driven, striving to impress clients with high standards in work and results. He fosters open communications to help clients consistently achieve the best possible outcomes for their business. His key areas of expertise include business structures, taxation advice & strategies, self-managed super funds and sensitive dealing with stakeholders such as shareholders and financiers. He enjoys working with clients in the retail and manufacturing sectors along with transport, construction, real estate, medical and allied health, professional services and primary producers.

Jerry is married to Elena with two beautiful children, Son Jonathon and Daughter Liana, both studying at university. Jerry is also a passionate sportsman playing squash, soccer and tennis every week and following most sports with a particular love for Soccer and AFL.

Nick Formichella

NF Practice

Nick Formichella is one of the founders and directors at BCFR. With over 30 years’ experience, Nick is well respected by his clients and his advice is held in high regard. Experience has demonstrated to Nick the importance that clients have someone they can trust and rely upon to listen intently and understand their needs.


Holding a Bachelor of Commerce and a fellow member of the Institute of Chartered Accountants Australia and NZ, Nicks experience and knowledge of client’s needs are unparalleled.


Nick acts as trusted advisor to a wide range of clients including high net worth individuals, small and mid-market businesses as well as larger corporates including those in retail, property development and investment, manufacturing, superannuation and professional services.

Nicks ability to connect with his clients on a higher level of understanding provides them with the security and foundations to grow. With a very hands-on approach, Nick sets realistic business goals for his clients and ensures they are armed with the means succeed. His specialist areas include but are not limited to, business structures and all taxation advice. Nicks ultimate goal is to help his clients succeed and maximise cash flow and net worth.

As a proud father, Nick enjoys spending time with his Son Matteo who is currently studying year 12. They share a strong bond and enjoy father-son activities such as running and cycling together. Nick is also a social golfer and follows the AFL, Soccer and Basketball.

Andrew Ciarla

Authorised Financial Advisor
 JRI Practice

One of BCFR’s newer recruits, Andrew started his role in January 2016 and holds 4 years’ experience working in the industry. In this short time, Andrew has found his place in the firm and is a key team member supporting the senior staff. 


Holding a Bachelor of Commerce and in his final year of Chartered Practicing Accountants degree (CPA), Andrews’s skills and specialities include taxation & business services, tax planning and tax advice, business structures, asset protection and helping, clients to grow their business along with Self-Managed Super Fund Compliance. His key client sectors are clients with small to medium sized businesses.

Andrew is a sports enthusiast and plays soccer during the season, and also enjoys exercising and spending time with friends and family. 

Anna Ruggiero

Senior Associate Director
& Tax Manager
JRI Practice

Anna is a long-standing employee at BCFR joining the family 23 years ago. Holding a Bachelor of Arts in Accounting from Uni SA, Anna also successfully completed her CA..


..(Chartered Accounting Program) and is a member of the Institute of Chartered Accountants Australia and New Zealand.

Her time at BCFR has allowed her to develop strong, close relationships with her clients providing them with high-level individual tax and financial advice. Anna’s client base consists of small to medium size entities in both South Australia and interstate. She provides financial and tax advice to individuals, trusts, companies and super funds from industries including Retail, Doctors and Medical Specialists, Property and Investment, building and construction. She also attends to third party requirements such as cash flows for banks, payroll tax and WorkCover requirements.

She holds extensive knowledge of Microsoft suite, MYOB and QuickBooks. Working part time allows her to spend much loved time with her children at both soccer and dance activities and she enjoys travelling when she can.

Arthur Panagis

JRI Practice

Arthur commenced employment at BCFR in August 2015 and brings with him, experience working with diverse clients and individuals. In his time as an accountant Arthur has built up strong relationships with his clients and good rapports.


Focusing on Individuals and their assets, Arthur’s knowledge of complex tax matters allows him to successfully achieve the best possible return for his clients, in turn growing their professional relationship.

Coming from a Greek background, Arthur speaks fluent Greek and, being a passionate sportsman, is a faithful supporter of Liverpool, Olympiacos and the Port Adelaide, Port Power Football Club. Happily married to wife Penelope with 2 children, Fiona and James, Arthur is a true family man and enjoys time with his family away from the office.


Associate Director
Authorised Financial Adviser
JRI Practice

Belinda is an experienced and motivated member of the Professional Services team and holds over 12 years’ experience in the industry holding a CA Qualification (Chartered Accountant) and Bachelor of Commerce (Accounting) from the University of Australia.


Specialising in taxation and advisory services for Individuals, Trusts, Companies and Super Funds, Belinda holds a treasure of knowledge on various taxation matters including GST and SMSFs (retirement and allocated pension).  Experienced in MYOB and Xero, Belinda is a highly respected team member at BCFR with focuses on small business enterprises with clients involved in supermarket industries.

As a people person, Belinda has a friendly, bubbly personality which allows her to connect with her clients on a deeper level, understanding them better. Belinda is passionate about providing her clients with excellent services with high attention to detail, developing long lasting business relationships. Her clients are her main focus with their needs being at the forefront of everything she does.

Belinda is mother to 2 beautiful children, Lucas and Nicholas and happily married to Filippo. When she is not spending time with family and friends, Belinda enjoys all outdoor fitness activities and attending the gym.


Chartered Accountant
JRI Practice

Emily joined BCFR in July 2011 and has since worked on a diverse range of client groups. Holding a Bachelor of Economics along with completing her Chartered Accountant Qualification, Emily has developed significant experience as a tax adviser..


..with specialities including financial accounting, business services, tax compliance, including income tax return and BAS preparation, as well as tax consulting including specialised advice on GST, CGT and FBT.

Emily’s key client category sectors including agribusiness, transport, hospitality and property development. Working with business owners, Emily ensures that both business and personal objectives are met enabling her to have strong client relationships.

In her spare time, Emily enjoys showcasing her creative side with Music, along with keeping fit and spending time with family.


Authorised Financial Adviser
 JRI Practice

Larry has been with BCFR for 15 years, holds 24 years of experience in the industry, and has developed a large client base in a diverse range of sectors.  Larry has a Bachelor of Arts (Accountancy) completed at the University of South Australia..


..and has gained his CPA, qualifying him as a Certified Practicing Accountant.

Larry utilises his extensive knowledge and skills to develop strategies for clients, and finds solutions to complex issues involving accounting, taxation and business services.  He has effective and efficient methodologies and strategies, focusing on great client outcomes. Larry specialises in businesses medium to large group financial statements and income tax returns, technical tax advice, business development, tax compliance, tax planning, group cash flow forecasting, projected profit and loss statements, projected balance sheets, and group accounting software – MYOB, Reckon, and Xero.

Larry enjoys camping, fishing, playing soccer and football, walking, and other outdoor activities with his family. He is fluent in Italian, and has an interest in various other cultures and languages in the world.


Chartered Accountant
NF Practice

Beginning at BCFR in 2004 Melanie (more commonly known as Mel) has over 17 years in the industry with 12 of those years working in the taxation department for BCFR. A current and qualified member of the Institute of Chartered Accountants..


..Mel also holds a Bachelor of Commerce Degree and is knowledgeable in matters relating to taxation, accounting and business services.

Working on a wide client base, Mel’s main clients include individuals and small to medium businesses in the hospitality and construction industries. Her focus is providing excellent services to her clients, maintaining strong business relationships. Outside of work Mel enjoys walks down the beach and spending time with family and friends.


Chartered Accountant /
Compliance Officer
JRI Practice

Pauline, an astute and driven member of the team, began her accounting career at BCFR in 2006 after having completed a Bachelor of Commerce (Management). Since then she has grown her knowledge and career by completing a Masters..


..of Commerce(Accounting) and the chartered accounting program (CA).

Pauline has developed many strong client business relationships in her time at BCFR along with wide spread understanding of taxation and business matters.

Focusing predominantly in the small business sector, Pauline’s expertise extends across various industries including that of construction, retail and cafés.

She enjoys watching her clients grow and become successful, learning new skills from them along the way.

With a passion to constantly improve her knowledge base and be the best she can has developed specific skills in Superannuation setup and advice.

Pauline has been honoured to present her knowledge at seminars in South Australia focusing on superannuation and negative gearing.

Along with self-development and study as a passion, Pauline enjoys keeping fit and healthy with running and yoga in her spare time and in her quest for knowledge enjoys travelling the world.


Senior Associate Director/
Senior Tax Consultant
JRI Practice

Ross is a well-respected and highly regarded team member of BCFR with over 35 years’ experience in the industry. Ross has worked for many companies as he worked his way up the corporate ladder, eventually finding a home at BCFR in 2002.


Holding an encyclopedia’s worth of knowledge, Ross is known as our Trivia Master with a wealth of facts from celebrities, history, and everything about the Beatles.  Along with this immense knowledgebase, Ross is also highly educated and well versed in Taxation, Business, Property and Legal matters.

Ross takes pride in not only his work but his fellow team members and his client’s satisfaction, treating each with a high level of respect. His main client sectors include Property, Legal and Small to Medium enterprises.

A family orientated man Ross has 2 children, both holding successful careers, and a happy marriage with wife Eula. To relax Ross listens to the Beatles and classic 60’s music and enjoys annual trips back to Greece to visit family.


NF Practice

Stacey is a crucial member of Nick’s team acting as Manager and Accountant. As qualified Chartered Accountant, Stacey has over 20 years’ experience working in public practice with 14 of them spent here at BCFR. Exercising high level knowledge and experience, Stacey is well versed..


..in accounting, taxation and business advisory. Through this providing services to a variety of small to medium enterprises and family groups in a wide range of industries including construction and property development, transport and agriculture

Stacey enjoys travelling the world and showcases the many places she’s visited with a collection of snow globes on her desk!


Director of Administration & Marketing
Apxium & Accounts Manager

Commencing at BCFR in October 2016, Stacey is an integral part of the Administration Team focusing on the firms Marketing Objectives, ASIC Compliance, Strategic Planning and Internal Administration. Stacey was actively involved in managing some of our major upgrades including the design of this website, our digital conversion and introduction to social media. In 2019 she took over the role of Practice Manager along with her many other duties.


Coming from a strong admin and marketing background, Stacey previously worked for 2 of the major firms in Adelaide.  From here she has been involved in high-level admin tasks including accounts, database management, proposal writing, social media management, website management, brand awareness and marketing goals.

Stacey holds Degrees in both Business Administration and Marketing Communications and recently completed her Management Degree through the Australian Institute of Business, enabling her to have a firm grasp on managing the practice and her team.   Stacey is driven and well organised with a keen eye for detail and exceptional problem solving skills.


Senior Accountant
JRI Practice

Commencing in 2001, Superna’s main focus is to develop long standing relationships with her client base. Superna holds a Bachelor of Arts (Accountancy) with nearly 30 years’ experience behind her in public practice. With a high sensitivity to the challenges..


..facing small business owners and the demands of meeting those challenges, Superna is a proficient and valuable team member. She is experienced in many areas of tax and management of clients ranging from small enterprises to larger corporate groups. With a set aim to achieve the best results for her clients in a timely manner, Superna ensures her clients’ happiness by meeting these objectives.

When she’s not hard at work or looking after her family, Superna enjoys relaxing by watching AFL football.


Administration Assistant

Courtney came to BCFR through work experience and showed such enthusiasm and initiative that she landed the position of our Admin Assistant in January 2019. She is eager to grow her professional skills and enjoys working with our professional staff and administration team.


Front of House

Margarita or Margi for short, is the newest member to our BCFR family. Commencing February 2019, Margi enjoys being our first point of contact as she grows her client relations skills and progresses in her career.